KYC Audit Workbench · KYC & AML
KYC and AML audit, tested on every record.
Upload the KYC policy and customer data; the workbench runs the checks, raises exceptions and builds the committee report.
The problem it solves
KYC and AML lapses are among the most frequent reasons for RBI penalties. Testing a few files by hand cannot show that re-KYC is current, CKYC uploads are on time or alerts are closed within timelines across a whole customer base — and uploading customer data to an outside tool creates a privacy risk of its own.
Key capabilities
Automated checks
- 35 data tests on every record: re-KYC overdue, CKYCR upload delays, missing or invalid PAN, duplicate customer codes, alert ageing, late STRs, PPI and merchant limits.
- Detects Aadhaar-like numbers that pass the checksum, so unmasked Aadhaar is found wherever it sits.
- 38 document checks on the KYC policy and SOPs for required content and outdated references.
- Files are read inside your browser and never sent anywhere; only results and up to 20 example record IDs per exception are kept.
Audit workflow
- Each failed check becomes an exception with a drafted observation, example records and the evidence to obtain.
- Confirm or clear each exception with a recorded reason; findings carry owner, root cause and target date.
- Evidence requests, random sample drawing, overdue tracking, restore points and an activity log.
Regulatory watch
- Live feeds from RBI, NHB and FIU-IND with KYC/AML filtering and desktop alerts.
- Each update is matched to the controls it touches and logged on a change register.
- One-click report pack: PowerPoint deck, Word report and a ten-sheet Excel workbook with live formulas.
Who it is for
- NBFCs, fintech lenders, PPI issuers and payment aggregators
- Internal auditors and CA firms performing KYC/AML reviews
Outputs
- Committee deck in PowerPoint
- Word report
- Excel workbook with live formulas
Important: Document checks identify whether a topic appears in a policy, not whether it is adequate; reviewers must confirm. Rule references should be checked against the current Master Direction.